{"id":"court_ctb_1787_13","court":"CTB","case_no":"22-50073","doc_number":1787,"sub_number":13,"doc_type":"UNKNOWN","filed_date":"2023-05-12","title":"0001157 II 04SP1.980 \\*\\*SNG ~el,fhfl'111ff11,fi,1hllfl~;II~'** 7 2t'\" -cos-Poma-, Lu;:v~r Holdings LLC II 'I","summary_zh":null,"summary_en":null,"body_en":"0001157 II 04SP1.980 \\*\\*SNG\n\n### **~el,fhfl'111ff11,fi,1hllfl~;II~'** 7 2t'\" -cos-Poma-, Lu;:v~r Holdings LLC II 'I **l•1lfll1fll1(1(i(l(ll(I**\n\n\n\nP esp1ns CH 1 I N aul Hastings LLP 21 Trustee of ew York NY 10166 00 Park Ave\n\n38\n\n\n\nAIG Property Casualty Company Name of Issuing Company\n\n# **Private Collections Revised Declarations Page**\n\n38\n\nYour Declarations Page shows at a glance the coverage you have and your premium. Your Declarations Page is part of your policy. Please read your policy carefully, including your Declarations Page and any attached Endorsements, for a description of your coverage.\n\n**Name of Insured and Mailing Address:** Genever Holdings LLC Luc A Despins CH 11 Trustee of Paul Hastings LLP 200 Park Ave New York, NY 10166 USA\n\n**Policy Number: Policy Period:** 03/06/2023 - 03/06/2024 **PCG 0013893743** At 12:01 A.M. standard time at your mailing address shown below\n\n> **Agency Name, Address, Phone** # & **Code:** Wolfson Insurance Brokerage, Inc. 358 Fifth Avenue, 8th Floor New York, NY 1 0001\n\n(21 2) 683-2622 - 0051997\n\nYOU WILL BE BILLED SEPARATELY FOR ANY PREMIUM DUE.\n\n**Your policy has been changed**\n\n**Effective Date:** 03/16/2023 **Description Of Change:** Amend Mailing Address **Revised Annual Premium:** \\$1,816.00 **Premium Charge For Endorsement** \\$0.00 **From:** 03/16/2023 **To:** 03/06/2024\n\nThe kind of losses that are covered and any special limits or deductibles that apply are explained in detail in your Policy.\n\n**Summary of Coverage**\n\n| Class | Scheduled Items
Amount of Coverage | Blanket Items
Amount of Coverage | Blanket Items
Single Article Limit | Premium |\n|------------|---------------------------------------|-------------------------------------|---------------------------------------|------------|\n| Jewelry | | \\$50,000 | \\$50,000 | \\$1,375.00 |\n| Fine Arts | | \\$50,000 | \\$50,000 | \\$83.00 |\n| Silverware | | \\$50,000 | \\$50,000 | \\$358.00 |\n\n**Total Premium:** \\$1,816.00\n\n# **ENDORSEMENTS ATTACHED TO THIS POLICY:**\n\nPCP-AENY 103/06), PCG-DESNOT-NY 102/21), PCGOFACNOT 107/14), PCG-FEENOTICE 108/18), 91222 PCG 109/16), PCG-CL NO 106/06), PCP 103/11 ), PCP-AILP 112/99), PCP-DEC2 110/04), PCG-PRIVNOT 109/21), PCG-OFAC 105/22), PCP-DEC 110/04)\n\n~\n\n6072-03-00-0001 157-0002-0033048 6072-03-00-0001157-0002-0033048\n\nEndorsement Effective Date: 03/06/2023 - 03/06/2024 **Endorsement Effective Date:** 03/06/2023 - 03/06/2024 **Policy Number:** PCG 0013893743\n\nPolicy Number:PCG 0013893743\n\n\n\n6072-03-00-0001157-0003-0033049 6072-03-00-0001157-0003-0033049\n\n\n\n\n\n# AIG Property Casualty Company\n\n(Name of issuing company)\n\n# **Private Collections Declarations Page**\n\n38\n\nYour Declarations Page shows at a glance the coverage you have and your premium. Your Declarations Page is part of your policy. Please read your policy carefully, including your Declarations Page, and any attached Endorsements for a description of your coverage.\n\n# **Policy Number:**\n\nPCG 0013893743\n\n# **Name of Insured and Mailing Address:**\n\nGenever Holdings LLC Luc **A** Despins CH 11 Trustee of Paul Hastings LLP 200 Park Ave New York, NY 10166 USA\n\n**Policy** Period:03/06/2023 - 03/06/2024 At 12:01 A.M. standard time at your mailing address shown below\n\n**Agency Name, Address, Phone Number** & **Cod,**\n\nWolfson Insurance Brokerage, Inc. 358 Fifth Avenue, 8th Floor New York, NY 10001\n\n(21 2) 683-2622 - 0051997\n\n# **YOU WILL BE BILLED SEPARATELY FOR ANY PREMIUM DUE.**\n\nThe kinds of losses that are covered, and any special limits or deductibles that apply, are explained in detail in your Policy\n\n#### **Summary of Coverage**\n\n| Class | Scheduled Items
Amount of Coverage | Blanket Items
Amount of Coverage | Blanket Items
Single Article Limit | Premium |\n|------------|---------------------------------------|-------------------------------------|---------------------------------------|------------|\n| Jewelry | | \\$50,000 | \\$50,000 | \\$1,375.00 |\n| Fine Arts | | \\$50,000 | \\$50,000 | \\$83.00 |\n| Silverware | | \\$50,000 | \\$50,000 | \\$358.00 |\n| | | | | |\n\n#### **Total Premium:** \\$1,816.00\n\n# **ENDORSEMENTS ATTACHED TO THIS POLICY:**\n\nPCP-AENY 103/06), PCG-DESNOT-NY 102/21), PCGOFACNOT 107/14), PCG-FEENOTICE 108/18), 91222 PCG 109/16), PCG-CL NO 106/06), PCP 103/11), PCP-Al LP 112/99), PCP-DEC2 110/04), PCG-PRIVNOT (09/21 ), PCG-OFAC 105/22), PCP-DEC 110/04)\n\n~\n\n6072-03-00-0001 157-0004-0033050 6072-03-00-0001157-0004-0033050\n\n# Schedule of Items **Schedule of Items** Case 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 9 of 38\n\nEndorsement Effective Date:03/06/2023 - 03/06/2024 Policy Number: PCG 0013893743 **Endorsement Effective Date:** 03/06/2023 - 03/06/2024 **Policy Number:** PCG 0013893743\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 10 of 38\n\n\n\n6072-03-00-0001 6072-03-00-0001157-0005-0033051 157-0005-003305 4\n\n\n\n# **POLICYHOLDER NOTICE**\n\nof 38\n\nThank you for purchasing insurance from a member company of American International Group, Inc. (AIG). The AIG member companies generally pay compensation to brokers and independent agents, and may have paid compensation in connection with your policy. You can review and obtain information about the nature and range of compensation paid by AIG member companies to brokers and independent agents in the United States by visiting our website at www.aig.com/producer-compensation or by calling 1-800-706-3102.\n\n6072-03-00-0601157-0006-0033052 6072-03-00-0001157-0006-0033052\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 13\n\n• Social Security number and Medical Information\n\n• Payment History and Employment Information\n\n**WHAT DOES AMERICAN INTERNATIONAL GROUP, INC. (AIG) DO WITH YOUR**\n\nFinancial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also\n\nrequires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.\n\nThe types of personal information we collect and share depend on the product or service you have with us. This information can include:\n\n| of 38 | |\n|-------|--|\n|-------|--|\n\n**PERSONAL INFORMATION?**\n\n| All financial companies need to share customers' personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their customers' personal information; the reasons AIG
chooses to share; and whether you can limit this sharing. | |\n|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--|\n| When you are no longer our customer, we continue to share your
information as described in this notice. | |\n\n• Income and Credit History\n\n| Reasons we can share your personal information | Does AIG share? | Can you limit
this sharing? |\n|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------|--------------------------------|\n| such as to process
For our everyday business purposes -
your transactions, maintain your account(s), respond to court
orders and legal investigations, conduct research including
data analytics, or report to credit bureaus | Yes | No |\n| to offer our products
For our marketing purposes -
and services to you | Yes | No |\n| For joint marketing with other financial companies | Yes | No |\n| For our affiliates' everyday business purposes -
information about your transactions and experiences | Yes | No |\n| For our affiliates' everyday business purposes -
information about your creditworthiness | No | We don't share |\n| For nonaffiliates to market to you | No | We don't share |\n\n**Questions? For AIG Insurance Companies: Call 866-244-4786; Fax: 212-458-7081 or E-Mail: CIPrivacy@aig.com**\n\n**For Pet insurance sold by AIG Insurance Companies: Call 866-937-7387 or E-Mail:**\n\n# **CIPrivacy@aig.com**\n\n**For LiveTravel, Inc., Travel Guard Group, Inc. or AIG Travel Assist, Inc.: Call 866-244-4786 or E-Mail: CIPrivacy@aig.com**\n\n| Who we are | of 38 |\n|--------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|\n| Who is providing this notice? | The insurance company subsidiaries of American International Group, Inc. (AIG)
underwriting property-casualty, accident & health, life insurance and related
services and certain marketing subsidiaries of AIG listed below. |\n| What we do | · |\n| How does AIG protect my
personal information? | To protect your personal information from unauthorized access and use, we
use security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings. We restrict access to
employees, representatives, agents, or selected third parties who have been
trained to handle nonpublic personal information. |\n| How does AIG collect my
personal information? | We collect your personal information, for example, when you
• apply for insurance or pay insurance premiums
• file an insurance claim or give us your income information
• provide employment information
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. |\n| Why can't I limit all sharing? | Federal law gives you the right to limit only
• sharing for affiliates' everyday business purposes-information about your
creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law. |\n| Definitions | |\n| Affiliates | Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• Our affiliates include the member companies of American International Group,
Inc., such as National Union Fire Insurance Company of Pittsburgh Pa. |\n| Nonaffiliates | Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
• AIG does not share with nonaffiliates so they can market to you. |\n| Joint marketing | A formal agreement between nonaffiliated financial companies that together
market financial products or services to you.
• Our joint marketing partners include companies with which we jointly offer
insurance products, such as a bank. |\n\n# **Other important information**\n\nThis notice is provided by American Home Assurance Company; AIG Assurance Company; AIG Property Casualty Company; AIG Specialty Insurance Company; Commerce and Industry Insurance Company; Granite State Insurance Company; Illinois National Insurance Co.; Lexington Insurance Company; AIU Insurance Company; National Union Fire Insurance Company of Pittsburgh, Pa.; National Union Fire Insurance Company of Vermont; New Hampshire Insurance Company; The Insurance Company of the State of Pennsylvania; (collectively the \"AIG Insurance Companies\"). This notice is also provided by certain marketing subsidiaries of AIG, including Morefar Marketing, Inc., LLC, Travel Guard Group, Inc., AlG Travel Assist, Inc. and UveTravel, Inc. who market insurance or non-insurance products and services to consumers.\n\n\n\nFor Vermont Residents only. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found using the contact information above for Questions.\n\nFor California Residents only. We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.\n\nPCG-PRIVNOT (09121) © **American International Group, Inc. All rights reserved.** Page 2 of 3\n\n# Case 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 15 of 38\n\n**For Nevada Residents Only.** We are providing this notice pursuant to Nevada state law. You may elect to be placed on our internal Do Not Call list by contacting us as listed above. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 **E.** Washington Street, Suite 3900, Las Vegas, NV 89101: Phone number: 702-486-3132; email: aginfo@ag.nv.gov. You may contact the applicable customer service department using the contact information above or by writing to us at Privacy Officer, 1271 Ave of the Americans, FL 37, New York, NY 10020- 1304.\n\nYou have the right to see and, if necessary, correct personal data. This requires a written request, both to see your personal data and to request correction. We do not have to change our records if we do not agree with your correction, but we wilt place your statement in our file. If you would like a more detailed description of our information practices and your rights, please write to us at: Privacy Officer, CIPrivacy@aig.com.\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 16 of 38\n\n\n\n6072-03-00-0001 6072-03-00-0001157-0008-0033054 157-0008-0033054\n\n\n\nAIG Private Client Group\n\n# NOTICE **NOTICE**\n\n# To report a claim, please contact: **To report a claim, please contact:**\n\n#### + 1-888-760-9195 + **1-888-760-9195**\n\nPCG-CL NO (06/06) PCG-CL NO (06/06)\n\n> 6072-03-00-0001157-0008-0033055 6072-03-00-0001 i 57-0009-0033055\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 18 of 38\n\n\n\n6072-03-00-0001157-0009-0033055 6072-03-00-0001157-C009-0033055\n\n# **IMPORT ANT NOTICE REGARDING YOUR POLICY**\n\n#### **Installment Fees**\n\nYour policy will be assessed an installment fee per installment, unless Full Payment has been selected. The fee amount is disclosed on your Billing Statement.\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 20 of 38\n\n\n\n8072-03-00-0001 157-0010-0033056 6072-03-00-0001157-0010-0033056\n\n# Case 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 21 of 38\n\n# **IMPORT ANT NOTICE TO SENIOR POLICYHOLDERS - NEW YORK**\n\nInsureds sixty-five years of age or older may make a written request to the insurer to name a designee to **receive notices of cancellation and nonrenewal. If for any reason a cancellation or nonrenewal notice is sent to** the named insured, the named insured's designee will also receive a copy of the notice.\n\nNew York law requires that the notification by the senior citizen insured to the insurance company advising of the third party designation shall include a written acceptance by the third party designee. Such notification must be delivered to the company by certified mail, return receipt requested to:\n\n**AIG Property Casualty Company Attn: Client Services 1271 Avenue of the Americas New York, NY 10020**\n\nIf you want to name a third-party designee, please provide the designee's information below. Please sign your name and have the designee provide their signature as well.\n\nI Policy Number: PCG 0013893743\n\nSignature: \\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_ \\_\n\nDESIGNATION AS A THIRD PARTY DOES NOT CONSTITUTE AN ACCEPTANCE OF ANY LIABILITY. IF AT ANY TIME YOU WANT TO TERMINATE THIS DESIGNEE AGREEMENT YOU MUST SEND WRITTEN NOTIFICATION TO BOTH THE COMPANY AND THE SENIOR CITIZEN INSURED.\n\n| Designee Name: | | |\n|----------------|-------|-----|\n| Address: | | |\n| City: | 1 ST: | Zip |\n\n(Signature of Designee) (Date)\n\nInsured Copy\n\n# Case 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 23 of 38\n\n# **IMPORT ANT NOTICE TO SENIOR POLICYHOLDERS - NEW YORK**\n\nInsureds sixty-five years of age or older may make a written request to the insurer to name a designee to receive notices of cancellation and nonrenewal. If for any reason a cancellation or nonrenewal notice is sent to the named insured, the named insured's designee will also receive a copy of the notice.\n\nNew York law requires that the notification by the senior citizen insured to the insurance company advising of the third party designation shall include a written acceptance by the third party designee. Such notification must be delivered to the company by certified mail, return receipt requested to:\n\n**AIG Property Casualty Company Attn: Client Services 1271 Avenue of the Americas New York, NY 10020**\n\n**If you want to name a third-party designee, please provide the designee's information below. Please sign your name and have the designee provide their signature as well.**\n\nI Policy Number: PCG 0013893743\n\nSignature: \\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_ \\_\n\nDESIGNATION AS A THIRD PARTY DOES NOT CONSTITUTE AN ACCEPTANCE OF ANY LIABILITY. IF AT ANY TIME YOU WANT TO TERMINATE THIS DESIGNEE AGREEMENT YOU MUST SEND WRITTEN NOTIFICATION TO BOTH THE COMPANY AND THE SENIOR CITIZEN INSURED.\n\n| Designee Name: | | |\n|----------------|-------|-----|\n| Address: | | |\n| City: | 1 ST: | Zip |\n\n(Signature of Designee) (Date)\n\nCompany Copy\n\n\n\n\n\n# AIG PRIVATE CLIENT GROUP\n\n# YOUR PRIVATE COLLECTIONS COVERAGE\n\n# **QUICK** REFERENCE\n\n# COVERAGE IS PROVIDED BY THE AMERICAN INTERNATIONAL GROUP MEMBER COMPANY NAMED ON THE DECLARATIONS PAGE. EACH IS A STOCK COMPANY. (REFERRED TO IN THE POLICY AS THE COMPANY.)\n\n# POLICY PROVISIONS Beginning on Page\n\n| Section | | Definitions | 2 |\n|---------|-----|--------------------|---|\n| Section | II | Coverages | 2 |\n| Section | Ill | Payment of Loss | 2 |\n| Section | IV | Exclusions | 3 |\n| Section | V | General Conditions | 4 |\n\nThe Policy together with the Declarations Page and Endorsements, if any, complete the policy.\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 26 of 38\n\n# **PRIVATE COLLECTIONS COVERAGE-POLICY PROVISIONS**\n\nThe insurance company named on your Declarations Page will provide the insurance described in this policy. You agree to pay the premium and comply with your responsibilities described in this policy.\n\nVarious provisions in this policy restrict or exclude coverage. Read the entire policy carefully to determine your rights and duties, and what is and is not covered. We have no duty to provide coverage unless there has been full compliance with policy Section V - GENERAL CONDITIONS.\n\n# **SECTION** I - **DEFINITIONS**\n\nIn this policy, we use words in their plain English meaning. Words with special meanings are defined here or in the part of the policy where they are used. Throughout the policy, defined terms will be balded when used.\n\n**The words \"you\", \"your\" and \"yours\" refer to the person, persons, LLCs, trusts, corporations or** entities named on the Declarations Page as the Named Insured and any **family members** who live **in the same household. The words** \"we\", \"us\", **\"our\" and \"ours\" refer to the insurance company** named on the Declarations Page.\n\n**Collectibles** means private collections of rare, unique or novel items of personal interest (for example: dolls, books, guns, memorabilia and model trains).\n\n**Family Member** means a person related to you by blood, marriage or adoption that lives in your household.\n\n**Fine Arts** mean paintings, etchings, statuary, antiques and other bona fide works of art, **historical value or artistic merit.**\n\n**Market Value** refers to the amount for which the article could be expected to be replaced with one of reasonable similarity.\n\n**Valuable Article(s)** refers to the personal property you own or possess for which an amount of coverage is shown on the Declarations Page.\n\n#### **SECTION** II - **COVERAGES**\n\n#### **A. Valuable Articles**\n\nWe cover all risks of direct physical loss or damage to **valuable articles** anywhere in the world unless stated otherwise in this policy or an exclusion applies.\n\nThe amount of coverage for each class of **valuable articles,** and for each scheduled item, is shown on your Declarations Page.\n\n#### If scheduled jewelry is shown on your Declarations Page, we will increase the amount of coverage for each article of scheduled jewelry annually by a percentage determined by jewelry industry data, or, upon your request, a higher percentage.\n\n# **B. Extra Coverages**\n\n- **1. Newly Acquired Items** We cover your newly acquired **valuable articles,** up to 25% of the amount of scheduled coverage for each class as shown on the Declarations Page. This extra coverage does not increase your total policy limit of coverage for that class. For appropriate coverage under this policy, you must request coverage for all newly acquired **valuable articles** within the first ninety (90) days after your acquisition, and pay any additional premium from the date acquired. We reserve the right not to insure the newly acquired **valuable articles** once ninety (90) days after the acquisition of such items has elapsed.\n- **2. Articles of Others** We cover damage to the **valuable articles** of others while temporarily in your care, custody and control up to a limit of \\$1,000,000, if the class is already covered under the policy. This coverage shall be excess over any other collectible insurance providing coverage for the items.\n\n#### **SECTION** Ill - **PAYMENT OF LOSS**\n\n# **A. Scheduled Items**\n\n- 1 . **Total Loss** For a covered loss to an item listed in your schedule of items, we shall pay the total amount of coverage for that item if it is lost or damaged beyond repair. However, if the **market value** of the scheduled item immediately before the loss exceeds the amount of scheduled coverage for that item, we will pay its **market value** up to 150% of the amount scheduled. The most we will pay in any one loss is the policy limit per class.\n- 2. **Partial Loss** If only part of the scheduled item is lost or damaged, we shall pay the lesser of:\n\t- a. The full amount to restore the item to its condition immediately before the loss. If after the repair and/or restoration, the actual value of the item covered under this policy is less than its scheduled value immediately before the loss, we will pay the difference; or\n- of 38\n- b. The amount of scheduled coverage for\n\nthat item. However, if the **market value** of the scheduled item immediately before the loss exceeds the amount of scheduled coverage for that item or the **market value** of the item after restoration, we will pay its **market value,** up to 150% of the amount scheduled. The most we will pay in any one loss is the policy limit per class.\n\n# **B. Blanket Coverage**\n\nWe shall pay the amount required to repair or replace the property, whichever is less, without deduction for depreciation, for a covered loss to **valuable articles** with blanket coverage as shown on the Declarations Page. If the restored value of the item is less than the **market value** immediately prior to the loss, we shall pay the difference. We will not pay more than the blanket limit per item for loss to any one item as shown on the Declarations Page, or, in the absence of a per item limit, we will not pay more than the amount of blanket coverage for that class.\n\n**C. Pair or Set**\n\nFor a covered loss to a pair or set, you may elect to:\n\n- 1 . Repair or replace any part to restore the pair or set to its condition immediately before the loss;\n- 2. Be paid the lesser of:\n\t- a. The difference in the **market value** of the pair or set immediately before and after the loss; or\n\t- b. The difference between the amount of coverage and the **market value** of the pair or set after the loss.\n- 3. Surrender the undamaged items of the pair or set to us, in which case you will be paid the lesser of:\n\t- a. The amount of the blanket coverage of **the pair or set; or**\n\t- b. The **market value** of the pair or set immediately prior to the loss.\n\nIn no event shall the payment exceed:\n\n- 1. 150% of the amount of scheduled coverage for that pair or set.\n- 2. The blanket limit for loss to any one item as shown on the Declarations Page.\n\n# **SECTION IV** - **EXCLUSIONS**\n\nThe following exclusions shall apply to claims for **Valuable Articles** coverage:\n\n**A. Stamps and Coins**\n\nWe do not cover any loss to stamps and coins caused by fading, creasing, handling, denting, scratching, tearing, thinning, color transfer, aridity, dampness, or extreme temperature fluctuations.\n\n# **B. Collectibles**\n\nWe do not cover any loss to **collectibles** caused during use other than as a **collectible.**\n\n#### **C. Reparation and Restoration**\n\nWe do not cover any loss or damage to **fine arts, stamps, coins, musical instruments,** cameras or **collectibles** caused by or resulting from reparation, restoration or retouching, unless approved by endorsement.\n\n### **D. Wear and Tear**\n\nWe do not cover any loss caused by:\n\n- 1. Wear and tear, gradual deterioration;\n- 2. Inherent vice and latent defect;\n- 3. Smog, rust or other corrosion;\n- 4. Mold, wet or dry rot; or\n- 5. Birds, vermin, rodents or insects.\n\n# **E. Breakdown**\n\nWe do not cover any loss caused by electrical or mechanical breakdown, with the exception of any loss to wine caused by temperature extremes or changes in temperature resulting from the failure of a climate control system.\n\n#### **F. Intentional Act**\n\nAn Intentional act is one whose consequences could have been foreseen by a reasonable person. We do not cover any loss caused by any intentional act committed:\n\n- 1 . By or at the direction of you or a **family member;** and\n- 2. With the intent to cause a loss.\n\n# **G. Dishonest Acts**\n\nWe do not cover any loss caused by any dishonest or criminal act(s) by or at the direction of you or any **family member.**\n\n# **H. War**\n\nWe do not cover any loss caused by:\n\n- 1. Undeclared war, civil war, insurrection, rebellion or revolution;\n- 2. Warlike act by a military force or military personnel; or\n- 3. Destruction or seizure of property for a military purpose.\n\nDischarge of a nuclear weapon will be deemed a warlike act even if accidental.\n\n# I. **Nuclear Reaction**\n\nWe do not cover any loss caused by nuclear **reaction, radiation or radioactive contamination,** whether controlled or uncontrolled or however caused, or any consequence of any of these hazards.\n\n# **J. Chemical Hazards**\n\nWe do not cover any loss caused by any chemical, biological, bio-chemical, or electromagnetic contamination, whether controlled or uncontrolled or however caused.\n\n#### **K. Shipments by Mail**\n\nWe do not cover any loss caused during shipment by mail including regular first class mail unless agreed to in advance by us. This exclusion does not apply to shipments with a value less than \\$10,000.\n\n#### **L. Confiscation**\n\nWe do not cover loss or damage caused by or resulting from confiscation, nationalization, requisition or destruction of or damage to property by or under the order of any government or public or local authority.\n\n#### **M. Misappropriation**\n\nWe do not cover any loss caused by the taking or other misappropriation of a **valuable article(s)** from you or a **family member** by you or a **family member.**\n\n# **SECTION V** - **GENERAL CONDITIONS**\n\nThese conditions apply to your policy in general.\n\n#### **A. Policy Period**\n\nThe effective dates of your policy are shown on the Declarations Page. Those dates begin at 12:01 **A.M.** standard time at the mailing address shown.\n\nAll coverages on this policy apply only to occurrences that take place while this policy is in effect.\n\n#### **B. Renewals**\n\nWe may offer to continue this policy for a renewal period, at the current or revised premium, under the policy provisions in effect at the date of renewal. We can do this by mailing you a bill for the premium to the address shown on the Declarations Page, along with any changes in the policy provisions or **amounts of coverage.**\n\nYou may accept our ofter by paying the required premium on or prior to the start date of each renewal period.\n\n#### **C. Transfer of Rights**\n\nIf we make a payment under this policy, we will assume any recovery rights you or a **family member** has in connection with that loss, to the extent we have paid for the loss.\n\nAll of your rights of recovery will become our rights to the extent of any payment we make under this policy. You or a **family member** will do everything necessary to secure such rights; and do nothing after a loss to prejudice such rights.\n\n#### **D. Concealment or Fraud**\n\nThis entire policy is void if you or a **family member** has intentionally concealed or misrepresented any material fact, engaged in fraudulent conduct or made false statements relating to this policy before or after a loss.\n\n### **E. Policy Changes**\n\nThis policy can be changed only by a written **amendment we issue.**\n\n#### **F. Bankruptcy or Insolvency**\n\nWe will meet all our obligations under this policy regardless of whether you, your estate, or anyone else listed on the Declarations Page or their estate becomes bankrupt or insolvent.\n\n#### **G. In Case of Death**\n\nIn the event of your death, we cover your legal representative or any person having proper temporary custody of your property until a legal representative is appointed and qualified, but only with respect to your **valuable articles** covered under the policy at the time of death.\n\n#### **H. Liberalization**\n\nWe may extend or broaden the insurance provided by this policy without increasing the premium. If we do this during the Policy Period or within sixty (60) days before it begins, then the extended or broader insurance will automatically be applied to your policy.\n\n#### I. **Conforming to State Law**\n\nIf any provision of this policy conflicts with the laws of the state in which you live, this policy is amended to conform to those laws.\n\n#### **J. Assignment**\n\nYou cannot transfer your interest in this policy to anyone else unless we agree in writing to the transfer.\n\n#### **K. Other Insurance**\n\nWhen other property insurance applies to a covered loss, we will pay only the portion of the loss that our amount of coverage bears to the total amount of insurance covering the loss.\n\n#### **L. Packing/Unpacking**\n\nTo the best of your ability, you will provide for the insured property to be packed and unpacked by competent packers and handlers.\n\n#### **M. Your Duties After a Loss**\n\nIf you suffer a covered loss, you must perform these duties:\n\n- 1. **Notification** You must immediately notify us or your agent of your loss. In case of theft or accident, you must also notify the police or similar competent authority within 90 days of the loss.\n- 2. **Protect Property** You must protect property from further damage; and make any repairs that are necessary to protect the property; and keep an accurate record of your expenses. We will pay the reasonable costs of protecting the property from further damage. This will not increase the amount of coverage that applies.\n\n3. **Prepare an Inventory** - In the event of blanket coverage, you must prepare an inventory of the damaged personal property. It should describe the property in full, then show in detail the amount insured under this policy and actual amount of the loss. You must attach bills, receipts, and\n\nother documents to support your inventory.\n\n- 4. **Display Property** You must show us the damaged property when requested.\n- 5. **Examination Under Oath** We have the right to examine under oath as often as we may reasonably require, you and your **family members.** We may also ask you to give us a signed description of the circumstances surrounding a loss and your interest in it, and to produce all records and documents we request and permit us to make copies.\n\n#### **N. Insurable Interest**\n\nWe will not pay for any loss to property in which you or a **family member** does not have an insurable interest at the time of the loss.\n\n#### **O. Abandoning Property**\n\nYou cannot abandon any property to us, or a third party, unless we agree to accept it.\n\n#### **P. Carrier and Bailees**\n\nWe will not make any payments under this policy to the benefit of any carrier or other bailee of damaged property.\n\n#### **Q. Legal Action Against Us**\n\nYou agree not to bring legal action against us unless you have first complied with all conditions of this policy. You also agree to bring any action against us within one year after a loss occurs, but not until thirty (30) days after proof of loss has been filed and the amount of loss has been determined.\n\n# **R. Vaulted Jewelry**\n\nScheduled jewelry described on the Declarations Page as \"vaulted\" must be kept in a bank vault. There is no coverage while these **items are out of a vault, unless we receive** notice in advance of the removal.\n\n# **S. Appraisals**\n\nIf you and we fail to agree on the amount of loss, either party may make a written demand that each selects an independent appraiser. In this event, the parties must notify each other of their selection within twenty (20) days. The independent appraisers will select an arbitrator within fifteen (15) days. If an arbitrator is not agreed upon within that time, either party may request the arbitrator be selected by a judge. The independent appraisers will then appraise the loss and submit any differences to the arbitrator. A decision in writing agreed to by the two appraisers or either appraiser and the\n\narbitrator will be binding. Each appraiser will be paid by the party that has selected him. You and we will share the expenses of the arbitrator equally.\n\n### **T. Inspection and Surveys**\n\nWe have the right but are not obligated to:\n\n- 1 . Make inspections and surveys at any time;\n- 2. Give you reports on the conditions we find; and\n- 3. Recommend changes.\n\n#### **U. Examination of Your Books and Records**\n\nWe may examine and audit your books and records as they relate to this policy at any time during the Policy Period and up to three years afterward.\n\n#### **V. Salvage**\n\nWhen we pay for a total loss, we may keep all or part of the damaged property.\n\n#### **W. Recoveries**\n\nIn the event we pay for a covered loss to property and the property is recovered, we agree to offer you an opportunity to buy it back.\n\n# **X. Cancellation**\n\n#### 1 . **Your Cancellation**\n\nYou may cancel this policy or any part of it at any time by notifying us in writing of the future date that the cancellation is to take effect.\n\n# 2. **Our Cancellation**\n\nWe may cancel this policy subject to the following conditions:\n\n### a. **Nonpayment of Premium**\n\nWe may cancel this policy with ten ( 1 0) days notice if you fail to pay the premium by the due date, regardless of whether the premium is payable to us, to our agent, or under any finance or credit plan.\n\n# b. **Misrepresentation**\n\nWe may cancel this policy with thirty (30) days notice if the coverage was obtained through misrepresentation, fraudulent statements, omissions, or concealment of a fact that is relevant to the acceptance of the risk or to the hazard we assumed.\n\n#### c. **Increase in Hazard**\n\nWe may cancel this policy with thirty (30) days notice in the event or **circumstance of a material increase in,** or a change to, the covered property that increases the hazard insured against.\n\n#### d. **Conviction of Crime**\n\nWe may cancel this policy with thirty (30) days notice if you have been **convicted of a crime arising out of an** act that increases the hazard insured against.\n\n#### **Y. Nonrenewal**\n\nIf we elect not to renew this policy, we shall mail to you at the last address known to us written notice of non-renewal not less than thirty (30) days before the end of the Policy Period as stated on the Declarations Page.\n\nRegardless, this policy will terminate at the end of the Policy Period stated on the Declarations Page if you have failed to discharge when due any of your obligations in connection with the payment of premium for the renewal of this policy, or if you have notified us or our agent that you do not wish this policy to be renewed. Proof of mailing of notice mentioned above shall be sufficient proof of notice.\n\n#### **Z. Refund**\n\nIn the event of cancellation by you or by us, we will refund any unearned premium on the effective date of cancellation, or as soon as possible afterwards. The unearned premium will be computed *pro rata* for the unexpired term of the policy.\n\nIn Witness Whereof, we have caused this policy to be executed and attested, and if required by state law this policy shall not be valid unless countersigned by our authorized representative.\n\nAIG Property Casualty Company\n\n*Secretary*\n\n\n\n# **THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**\n\n# **ECONOMIC SANCTIONS ENDORSEMENT**\n\nThe following is added to the policy to which it is attached:\n\nThe Insurer shall not be deemed to provide cover and the Insurer shall not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose the Insurer, its parent company or its ultimate controlling entity to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or the United States of America.\n\nmi\n\nof 38\n\n# **Amendatory Endorsement• New York**\n\nWith respect to coverage provided by this endorsement, all provisions and conditions of the policy apply unless they are changed by this endorsement.\n\nSection Ill· PAYMENT OF LOSS, is amended to include the following:\n\n#### **Loss Payment**\n\nWe will adjust all losses with you. Loss will be payable within sixty (60) days after we accept your proof of loss.\n\nSection IV - EXCLUSIONS, Wear and Tear is deleted and replaced with the following:\n\n#### **Wear and Tear**\n\nWe do not cover any loss caused by:\n\n- 1. Wear and tear, gradual deterioration;\n- 2. Inherent vice and latent defect;\n- 3. Smog, rust or other corrosion;\n- 4. Mold, wet or dry rot; or\n- 5. Birds, vermin, rodents or insects.\n\nWe however, pay for an ensuing covered loss unless another exclusion applies.\n\nSection IV· EXCLUSIONS, Nuclear Reaction is deleted and replaced with the following:\n\n#### **Nuclear Reaction**\n\nWe do not cover any loss caused by nuclear reaction, radiation or radioactive contamination, whether controlled or uncontrolled or however caused, or any consequence of any of these hazards. We, however, pay for an ensuing covered fire loss.\n\nSection V - GENERAL CONDITIONS, Concealment or Fraud is deleted and replaced by the following:\n\n#### **Concealment or Fraud**\n\nWe do not provide coverage for you, if before or after a loss, you have:\n\n- 1 . Intentionally concealed or misrepresented any material fact or circumstance; or\n- 2. Engaged in fraudulent conduct;\n\t- relating to this insurance.\n\nThis exclusion shall not apply to deny an innocent co-insured's otherwise-covered loss.\n\nSection V - GENERAL CONDITIONS, Your Duties After a Loss, 1. Notification is deleted and replaced by the following:\n\n1. **Notification** - As soon as reasonably possible, you must notify us or your agent of your loss. In case of theft or accident, you must also notify the police or similar competent authority as soon as reasonably possible.\n\nSection V - GENERAL CONDITIONS, Legal Action Against Us is deleted and replaced by the following:\n\n#### **Legal Action Against Us**\n\nNo action can be brought unless the policy provisions have been complied with and the action is started within two (2) years after the date of loss.\n\nSection V - GENERAL CONDITIONS, Cancellation is deleted and replaced by the following:\n\n#### **Cancellation**\n\n**1** . **Your Cancellation**\n\nYou may cancel this policy or any part of it at any time by notifying us in writing of the future date that the cancellation is to take effect.\n\n**2. Our Cancellation**\n\nWe may cancel the entire policy only for the reasons stated in this condition. The cancellation notice will be mailed to you at the address shown on the Declarations. Proof of mailing will be sufficient proof of notice.\n\n- **a.** When you have not paid the premium, we may cancel the entire policy at any time by mailing to you at least 1 5 days notice of cancellation.\n- **b.** When this policy has been in effect for less than 60 days and is not a renewal with us, we may cancel the entire policy for any reason by letting you know at least 30 days before the date of cancellation takes place.\n- **c.** When this policy has been in effect for 60 days or more, or at any time if it is a renewal with us, we may cancel the entire policy only for one or more of the following reasons by notifying you at least 30 days prior to the proposed cancellation date:\n\t- (i) Conviction of a crime arising out of acts increasing the hazard insured against;\n\t- (ii) Discovery of fraud or material misrepresentation in obtaining the policy or in the presentation of a claim thereunder;\n\t- **(iii)** Discovery of willful or reckless acts or omissions increasing the hazard insured against;\n\t- **(iv)** Physical changes in the property insured occurring after issuance or last annual anniversary date of the policy which result in the property becoming uninsurable in accordance with our objective, uniformly applied underwriting standards in effect at the time the policy was issued or last voluntarily renewed; or\n\t- **(v)** A determination by the Superintendent of Insurance that the continuation of the policy would violate or would place us in violation of the New York Insurance Law.\n\nIf one of the reasons listed in this Paragraph **c.** exists, we may cancel the entire policy.\n\n**d.** If we have the right to cancel, we may, instead of canceling this policy, amend the limits of liability or reduce coverage not required by law. If we take this action, we will notify you by mail at least 20 days prior to the date of such change.\n\nDelivery of such written notice by us to you at the mailing address shown on the Declarations or at a forwarding address will be equivalent to mailing.\n\nSection V - GENERAL CONDITIONS, Nonrenewal is deleted and replaced by the following:\n\n#### **Non renewal**\n\nWe will not refuse to renew or condition our renewal of this policy except as allowed by the laws of the State of New York. The conditions may include, but are not limited to, amending the limits of liability or reducing coverage not required by law. If we take this action, we shall mail to you at the last address known to us written notice of nonrenewal at least forty-five (45) but no more than (60) days prior to the expiration date of this policy. Proof of mailing will be sufficient proof of **notice.**\n\nRegardless, this policy will cancel at the end of the Policy Period stated on the Declarations Page if you have failed to discharge when due any of your obligations in connection with the payment of premium for the renewal of this policy, or if you have notified us or our agent that you do not wish this policy to be renewed. Delivery of such written notice by us to you at the mailing address shown on the Declarations or at a forwarding address will be equivalent to mailing.\n\nIncludes copyrighted material of Insurance Services Office, Inc. with its permission.\n\n\n\nYour rights as a policyholder and payments to you, any insured, additional insured, loss payee, mortgagee, or claimant, for loss under this policy may be affected by the administration and enforcement of U.S. economic embargoes and trade sanctions by the OFFICE OF FOREIGN ASSETS CONTROL (\"OFAC\").\n\nThe United States imposes economic sanctions against countries, groups and individuals, such as terrorists and narcotics traffickers. These sanctions prohibit US persons from dealing with these sanctioned parties. The purpose of this notice is to inform you that we cannot violate US sanctions by engaging with sanctioned countries or people.\n\n#### **WHAT IS OFAC?**\n\nOFAC is an office of the Department of the Treasury and acts under presidential wartime and national emergency powers, as well as authority granted by specific legislation, to impose controls on transactions and freeze foreign assets under U.S. jurisdiction. OFAC administers and enforces economic embargoes and trade sanctions primarily against:\n\n- Targeted foreign countries and their agents\n- **Terrorism sponsoring agencies and organizations**\n- International narcotics traffickers\n- Proliferators of Weapons of Mass Destruction\n\n# **PROHIBITED ACTIVITY**\n\n- OFAC enforces certain embargoes and sanctions against designated countries. No U.S. business or person may enter into transactions involving designated \"sanctioned\" countries.\n- OFAC publishes on its website a list known as the \"Specially Designated Nationals and Blocked Persons\" (\"SDNBP\") list. No U.S. business or person may enter into transactions involving any person or entity named on the SDNBP list.\n\nAdditional information about OFAC Sanctions Programs and Countries can be found at: **htt /sanctions/Programs/Pages/Programs. aspx**\n\n# **OBLIGATIONS PLACED ON US BY OFAC**\n\nIf we determine that you or any insured, additional insured, loss payee, mortgagee, or claimant are on the SDNBP list or are connected to a sanctioned country as described in the regulations, we must block or \"freeze\" property and payment of any funds transfers or transactions.\n\n# **POTENTIAL ACTIONS BY US**\n\n1. We shall not be deemed to provide cover when it would violate any applicable sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union or the United States of America. You will not receive a return premium unless approved by OFAC. All funds will be placed in an interest bearing blocked account established on the books of a U.S. financial institution.\n\n2. We will not pay a claim or provide any benefit to the extent that such cover, payment of such claim or provision of such benefit would violate any trade or economic sanctions, laws or regulations of the United States of America and we will not defend or provide any other benefits under your policy to individuals, entities or companies to the extent that it would violate any trade or economic sanctions, laws or regulations of the United States of America.\n\n# **YOUR RIGHTS AS A POLICYHOLDER**\n\nIf funds are blocked or frozen by us in conjunction with the OFFICE OF FOREIGN ASSETS CONTROL, you may complete an \"APPLICATION FOR **THE** RELEASE OF BLOCKED FUNDS\" and apply for a specific license to request their release. Forms are available for download at the OFAC website. See htt ustreas .gov /offices/eotffc/ofac/legal /forms/I icense. pdf\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 36 of 38\n\n~\n\n6672-03-00-G001157-0018-0033064 6072-03-00-0001157-0018-0033064\n\n# **Additional Named Insured/Loss Payee**\n\nCoverage under your policy is extended to the following additional named insured(s):\n\nName & Address of Additional Named Insured/Loss Payee\n\nOffice of the United States Trustee Giaimo Federal Building, 150 Court Street, Room 302 New Haven, CT, 06510\n\nSpecific Interest (specify all items or designated items)\n\nAll other terms and conditions of this policy shall remain unchanged.\n\nThis endorsement forms a part of the policy to which attached, effective on the inception date of the policy unless otherwise state herein.\n\n(The information below is required only when this endorsement is issued subsequent to the preparation of the policy)\n\n**Endorsement Effective Date:** 03/16/2023\n\n**Named** lnsured:Genever Holdings LLC **Policy Number:** PCG 0013893743\n\nAuthorized Company Representative\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 38 of 38\n\n6072-03-00-0001 6072-03-00-0001157-0019-0033065 157-0019-0033065","body_zh":"0001157 II 04SP1.980 SNG\n~el,fhfl'111ff11,fi,1hllfl~;II~' 7 2t'\" -cos-Poma-, Lu;:v~r Holdings LLC II 'I l•1lfll1fll1(1(i(l(ll(I\n\nLuc A. Despins，Paul Hastings LLP（普衡律师事务所）的第11章受托人，纽约州纽约市 10166，200 Park Ave\nAIG Property Casualty Company（美国国际集团财产保险公司）\n出单公司名称\n私人收藏品修订版声明页\n您的声明页一目了然地显示您所享有的保险保障及您的保费。您的声明页是您保险单的一部分。请仔细阅读您的保险单，包括您的声明页及任何所附批单，以了解您的保险保障说明。\n\n被保险人姓名及邮寄地址：Genever Holdings LLC（Genever控股有限责任公司）Luc A. Despins，Paul Hastings LLP（普衡律师事务所）的第11章受托人，200 Park Ave，New York, NY 10166 USA\n\n保单号码：保单期间：03/06/2023 - 03/06/2024 PCG 0013893743 于下列所示您的邮寄地址所在地标准时间上午12:01起生效\n\n代理机构名称、地址、电话号码及代码：Wolfson Insurance Brokerage, Inc.（沃尔夫森保险经纪公司）358 Fifth Avenue, 8th Floor New York, NY 10001\n\n(212) 683-2622 - 0051997\n\n任何应付保费将另行向您开具账单。\n\n您的保单已作变更\n\n生效日期：03/16/2023 变更说明：修改邮寄地址 修订后年度保费：$1,816.00 批单保费收费 $0.00 自：03/16/2023 至：03/06/2024\n\n所承保的损失类型，以及适用的任何特别限额或免赔额，均在您的保单中作了详细说明。\n\n保险保障摘要\n\n类别 列明物品\n保险金额 统保物品\n保险金额 统保物品\n单件物品限额 保费\n\n珠宝 $50,000 $50,000 $1,375.00\n美术品 $50,000 $50,000 $83.00\n银器 $50,000 $50,000 $358.00\n\n保费总额：$1,816.00\n本保单所附批单：\n\nPCP-AENY 103/06), PCG-DESNOT-NY 102/21), PCGOFACNOT 107/14), PCG-FEENOTICE 108/18), 91222 PCG 109/16), PCG-CL NO 106/06), PCP 103/11 ), PCP-AILP 112/99), PCP-DEC2 110/04), PCG-PRIVNOT 109/21), PCG-OFAC 105/22), PCP-DEC 110/04)\n\n~\n\n6072-03-00-0001 157-0002-0033048 6072-03-00-0001157-0002-0033048\n\n批单生效日期：03/06/2023 - 03/06/2024 批单生效日期：03/06/2023 - 03/06/2024 保单号码：PCG 0013893743\n\n保单号码：PCG 0013893743\n\n6072-03-00-0001157-0003-0033049 6072-03-00-0001157-0003-0033049\nAIG Property Casualty Company（美国国际集团财产保险公司）\n\n（出单公司名称）\n私人收藏品声明页\n您的声明页一目了然地显示您所享有的保险保障及您的保费。您的声明页是您保险单的一部分。请仔细阅读您的保险单，包括您的声明页及任何所附批单，以了解您的保险保障说明。\n保单号码：\n\nPCG 0013893743\n被保险人姓名及邮寄地址：\n\nGenever Holdings LLC（Genever控股有限责任公司）Luc A. Despins，Paul Hastings LLP（普衡律师事务所）的第11章受托人，200 Park Ave，New York, NY 10166 USA\n\n保单期间：03/06/2023 - 03/06/2024，于下列所示您的邮寄地址所在地标准时间上午12:01起生效\n\n代理机构名称、地址、电话号码及代码：\n\nWolfson Insurance Brokerage, Inc.（沃尔夫森保险经纪公司）358 Fifth Avenue, 8th Floor New York, NY 10001\n\n(212) 683-2622 - 0051997\n任何应付保费将另行向您开具账单。\n\n所承保的损失类型，以及适用的任何特别限额或免赔额，均在您的保单中作了详细说明。\n保险保障摘要\n\n类别 列明物品\n保险金额 统保物品\n保险金额 统保物品\n单件物品限额 保费\n\n珠宝 $50,000 $50,000 $1,375.00\n美术品 $50,000 $50,000 $83.00\n银器 $50,000 $50,000 $358.00\n\n保费总额：$1,816.00\n本保单所附批单：\n\nPCP-AENY 103/06), PCG-DESNOT-NY 102/21), PCGOFACNOT 107/14), PCG-FEENOTICE 108/18), 91222 PCG 109/16), PCG-CL NO 106/06), PCP 103/11), PCP-Al LP 112/99), PCP-DEC2 110/04), PCG-PRIVNOT (09/21), PCG-OFAC 105/22), PCP-DEC 110/04)\n\n~\n\n6072-03-00-0001 157-0004-0033050 6072-03-00-0001157-0004-0033050\n物品清单 物品清单 Case 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 9 of 38\n\n批单生效日期：03/06/2023 - 03/06/2024 保单号码：PCG 0013893743 批单生效日期：03/06/2023 - 03/06/2024 保单号码：PCG 0013893743\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 10 of 38\n\n6072-03-00-0001 6072-03-00-0001157-0005-0033051 157-0005-0033054\n保单持有人通知\n\n共38页\n\n感谢您从 American International Group, Inc. (AIG)（美国国际集团股份有限公司）的成员公司购买保险。AIG成员公司通常向经纪人和独立代理人支付报酬，并且可能已就您的保单支付报酬。您可访问我们的网站 www.aig.com/producer-compensation 或致电 1-800-706-3102，查阅并获取有关AIG成员公司在美国向经纪人和独立代理人支付的报酬的性质及范围的信息。\n\n6072-03-00-0601157-0006-0033052 6072-03-00-0001157-0006-0033052\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 13\n\n• 社会保障号码和医疗信息\n\n• 付款记录和就业信息\n\nAMERICAN INTERNATIONAL GROUP, INC. (AIG)（美国国际集团股份有限公司）如何处理您的\n\n金融公司自行决定如何共享您的个人信息。联邦法律赋予消费者限制某些但非全部信息共享的权利。联邦法律还要求我们告知您我们如何收集、共享和保护您的个人信息。请仔细阅读本通知，以了解我们的做法。\n\n我们收集和共享的个人信息类型取决于您从我们获得的产品或服务。该等信息可能包括：\n\n共38页\n\n个人信息？\n\n所有金融公司均需共享客户的个人信息，以开展其日常业务。下文列明金融公司可共享其客户个人信息的原因；AIG选择共享的原因；以及您是否可以限制该等共享。\n\n当您不再是我们的客户后，我们仍将按照本通知所述共享您的信息。\n\n• 收入和信用记录\n\n我们可以共享您个人信息的原因 AIG是否共享？ 您是否可以限制该等共享？\n\n用于我们的日常业务目的——\n例如处理您的交易、维护您的账户、回应法院命令和法律调查、开展包括数据分析在内的研究，或向信用机构报告 是 否\n\n用于我们的营销目的——\n向您提供我们的产品和服务 是 否\n\n与其他金融公司开展联合营销 是 否\n\n用于我们关联公司的日常业务目的——\n有关您的交易和经历的信息 是 否\n\n用于我们关联公司的日常业务目的——\n有关您信用状况的信息 否 我们不共享\n\n供非关联方用于向您营销 否 我们不共享\n\n有疑问？如系AIG保险公司：致电 866-244-4786；传真：212-458-7081；或电子邮件：CIPrivacy@aig.com\n\n如系由AIG保险公司销售的宠物保险：致电 866-937-7387；或电子邮件：\nCIPrivacy@aig.com\n\n如系LiveTravel, Inc.、Travel Guard Group, Inc.或AIG Travel Assist, Inc.：致电 866-244-4786；或电子邮件：CIPrivacy@aig.com\n\n我们是谁 共38页\n\n谁提供本通知？ American International Group, Inc. (AIG)（美国国际集团股份有限公司）的保险公司子公司，承保财产与责任、意外与健康、人寿保险及相关服务，以及下文所列AIG的某些营销子公司。\n我们的做法\nAIG如何保护我的个人信息？ 为保护您的个人信息免遭未经授权的访问和使用，我们采用符合联邦法律的安全措施。这些措施包括计算机防护措施以及安全的文件和建筑物。我们仅允许已接受处理非公开个人信息培训的员工、代表、代理人或经选定的第三方访问该等信息。\nAIG如何收集我的个人信息？ 我们在下列情形收集您的个人信息，例如您：\n• 申请保险或支付保险费\n• 提交保险索赔或向我们提供您的收入信息\n• 提供就业信息\n我们还从其他方收集您的个人信息，例如信用机构、关联公司或其他公司。\n为何我不能限制所有共享？ 联邦法律仅赋予您限制以下事项的权利：\n• 为关联公司的日常业务目的共享有关您信用状况的信息\n• 限制关联公司使用您的信息向您营销\n• 限制非关联方共享信息以向您营销\n州法律和个别公司可能赋予您限制共享的额外权利。有关您根据州法律享有的权利的更多信息，请参阅下文。\n定义\n关联公司 因共同所有权或控制关系而有关联的公司。其可以是金融公司或非金融公司。\n• 我们的关联公司包括American International Group, Inc.（美国国际集团股份有限公司）的成员公司，例如National Union Fire Insurance Company of Pittsburgh Pa.（匹兹堡宾夕法尼亚州国民联合火灾保险公司）。\n非关联公司 不存在共同所有权或控制关系的公司。其可以是金融公司或非金融公司。\n• AIG不与非关联公司共享信息，以供其向您营销。\n联合营销 非关联金融公司之间达成的正式协议，共同向您营销金融产品或服务。\n• 我们的联合营销伙伴包括我们与之共同提供保险产品的公司，例如银行。\n其他重要信息\n\n本通知由American Home Assurance Company、AIG Assurance Company、AIG Property Casualty Company（美国国际集团财产保险公司）、AIG Specialty Insurance Company、Commerce and Industry Insurance Company、Granite State Insurance Company、Illinois National Insurance Co.、Lexington Insurance Company、AIU Insurance Company、National Union Fire Insurance Company of Pittsburgh, Pa.、National Union Fire Insurance Company of Vermont、New Hampshire Insurance Company、The Insurance Company of the State of Pennsylvania（以下统称“AIG Insurance Companies”）提供。本通知亦由AIG的某些营销子公司提供，包括Morefar Marketing, Inc., LLC、Travel Guard Group, Inc.、AIG Travel Assist, Inc.和LiveTravel, Inc.；该等公司向消费者营销保险或非保险产品和服务。\n\n仅适用于佛蒙特州居民。除非您授权我们作出该等披露，否则我们不会向关联公司披露有关您信用状况的信息，也不会向非关联第三方披露您的个人信息、财务信息、信用报告或健康信息以向您营销，但佛蒙特州法律允许的情形除外。有关我们的隐私政策的其他信息，可使用上文“有疑问？”所列联系信息获取。\n\n仅适用于加利福尼亚州居民。除加利福尼亚州法律允许的情形外，例如为处理您的交易或维护您的账户，我们不会与非关联第三方共享我们收集的有关您的信息。\n\nPCG-PRIVNOT (09121) © American International Group, Inc. 保留所有权利。第2页，共3页\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 15 of 38\n\n仅适用于内华达州居民。我们根据内华达州法律提供本通知。您可通过按上述所列方式联系我们，选择列入我们的内部“谢绝来电”名单。内华达州法律要求我们还向您提供下列联系信息：Bureau of Consumer Protection, Office of the Nevada Attorney General（内华达州总检察长办公室消费者保护局），555 E. Washington Street, Suite 3900, Las Vegas, NV 89101：电话号码：702-486-3132；电子邮件：aginfo@ag.nv.gov。您可以使用上文联系信息联系相应的客户服务部门，或致函 Privacy Officer, 1271 Ave of the Americans, FL 37, New York, NY 10020-1304。\n\n您有权查阅并在必要时更正个人数据。这需要以书面形式提出请求，包括查阅您的个人数据及请求更正。若我们不同意您的更正，我们无须更改我们的记录，但我们会将您的声明载入我们的档案。如您希望获得关于我们信息处理惯例及您权利的更详细说明，请致函：Privacy Officer, CIPrivacy@aig.com。\n\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 16 页，共 38 页\n\n6072-03-00-0001 6072-03-00-0001157-0008-0033054 157-0008-0033054\n\nAIG Private Client Group（AIG 私人客户集团）\n通知 通知\n如需报案，请联系： 如需报案，请联系：\n+ 1-888-760-9195 + 1-888-760-9195\n\nPCG-CL NO (06/06) PCG-CL NO (06/06)\n\n> 6072-03-00-0001157-0008-0033055 6072-03-00-0001 i 57-0009-0033055\n\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 18 页，共 38 页\n\n6072-03-00-0001157-0009-0033055 6072-03-00-0001157-C009-0033055\n关于您的保单的重要通知\n分期付款手续费\n\n除非已选择全额付款，否则您的保单将按每期收取分期付款手续费。手续费金额载于您的账单。\n\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 20 页，共 38 页\n\n8072-03-00-0001 157-0010-0033056 6072-03-00-0001157-0010-0033056\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 21 页，共 38 页\n致纽约州老年投保人的重要通知\n\n年满六十五周岁的被保险人可向保险人提出书面请求，指定一名受指定人接收取消和不续保通知。无论因何原因，如向记名被保险人发送取消或不续保通知，记名被保险人的受指定人亦将收到该通知副本。\n\n纽约州法律要求，老年公民被保险人向保险公司发出的告知第三方指定的通知，应包括第三方受指定人的书面接受声明。该通知必须以要求回执的挂号信寄送至公司，地址如下：\n\nAIG Property Casualty Company（AIG 财产意外保险公司） 收件人：客户服务部 1271 Avenue of the Americas New York, NY 10020\n\n如您希望指定第三方受指定人，请在下方提供受指定人的信息。请签署您的姓名，并请受指定人亦提供其签名。\n\n保单号码：PCG 0013893743\n\n签名：\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_ \\_\n\n被指定为第三方并不构成对任何责任的接受。如您在任何时候希望终止本受指定人协议，您必须向公司和老年公民被保险人双方发送书面通知。\n\n受指定人姓名：\n\n地址：\n城市： 州： 邮政编码：\n\n（受指定人签名） （日期）\n\n被保险人留存联\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 23 页，共 38 页\n致纽约州老年投保人的重要通知\n\n年满六十五周岁的被保险人可向保险人提出书面请求，指定一名受指定人接收取消和不续保通知。无论因何原因，如向记名被保险人发送取消或不续保通知，记名被保险人的受指定人亦将收到该通知副本。\n\n纽约州法律要求，老年公民被保险人向保险公司发出的告知第三方指定的通知，应包括第三方受指定人的书面接受声明。该通知必须以要求回执的挂号信寄送至公司，地址如下：\n\nAIG Property Casualty Company 收件人：客户服务部 1271 Avenue of the Americas New York, NY 10020\n\n如您希望指定第三方受指定人，请在下方提供受指定人的信息。请签署您的姓名，并请受指定人亦提供其签名。\n\n保单号码：PCG 0013893743\n\n签名：\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_\\_ \\_\n\n被指定为第三方并不构成对任何责任的接受。如您在任何时候希望终止本受指定人协议，您必须向公司和老年公民被保险人双方发送书面通知。\n\n受指定人姓名：\n\n地址：\n城市： 州： 邮政编码：\n\n（受指定人签名） （日期）\n\n公司留存联\nAIG 私人客户集团\n您的私人收藏品保障\n快速参考\n保障由声明页中列明的 American International Group（美国国际集团）成员公司提供。各该公司均为股份公司。（在本保单中称为“本公司”。）\n保单条款 起始页码\n\n第 I 节 定义 2\n\n第 II 节 保障 2\n第 III 节 损失赔付 2\n第 IV 节 除外责任 3\n第 V 节 一般条件 4\n\n本保单连同声明页及批单（如有）构成完整保单。\n\n案号 22-50073 文件 1787-13 提交日期 05/12/23 录入日期 05/12/23 16:37:59 第 26 页，共 38 页\n私人收藏品保障——保单条款\n\n您声明页中列明的保险公司将提供本保单所述保险。您同意支付保费，并履行本保单所述的责任。\n\n本保单中的多项条款限制或排除保障。请仔细阅读完整保单，以确定您的权利和义务，以及受保障和不受保障的事项。除非已完全遵守保单第 V 节——一般条件，否则我们无义务提供保障。\n第 I 节——定义\n\n在本保单中，我们按词语的普通英语含义使用词语。具有特殊含义的词语在此处或其使用所在的保单部分中予以定义。在整份保单中，已定义术语在使用时将以粗体显示。\n\n“您”、“您的”和“您方的”系指在声明页上列为记名被保险人的个人、数名个人、有限责任公司、信托、公司或实体，以及居住在同一家庭中的任何家庭成员。“我们”、“我方”、“我们的”和“我方的”系指声明页中列明的保险公司。\n\n“收藏品”系指具有个人兴趣的稀有、独特或新奇物品的私人收藏（例如：玩偶、书籍、枪支、纪念品和模型火车）。\n\n“家庭成员”系指与您有血缘、婚姻或收养关系并居住在您家庭中的人。\n\n“美术品”系指绘画、蚀刻画、雕像、古董及其他真正的艺术品、具有历史价值或艺术价值的作品。\n\n“市场价值”系指预计可用一件具有合理相似性的物品予以替换所需的金额。\n\n“贵重物品”系指您拥有或占有，且其保障金额载于声明页上的个人财产。\n第 II 节——保障\nA. 贵重物品\n\n除非本保单另有规定或适用某项除外责任，我们承保贵重物品在世界任何地方遭受直接物理损失或损坏的一切风险。\n\n每类贵重物品及每件列明物品的保障金额载于您的声明页上。\n如您的声明页上列有预约珠宝，我们将根据珠宝行业数据确定的百分比，或应您的请求按较高百分比，每年增加每件预约珠宝的保障金额。\nB. 附加保障\n\n- 1. 新取得物品 我们承保您新取得的贵重物品，最高金额为声明页所示每一类别预约保障金额的 25%。此附加保障不增加您该类别的保单保障总限额。为获得本保单项下适当保障，您必须在取得后首个九十（90）日内为所有新取得的贵重物品请求保障，并自取得之日起支付任何额外保费。此类物品取得后九十（90）日届满时，我们保留不再为新取得贵重物品提供保险的权利。\n- 2. 他人物品 如该类别已受本保单保障，我们承保他人的贵重物品在暂时由您照管、保管和控制期间所受的损坏，限额为 \\$1,000,000。本保障对为该等物品提供保障的任何其他收藏品保险而言为超额保障。\n第 III 节——损失赔付\nA. 列明物品\n\n- 1. 全损 对于您物品清单中列明物品的承保损失，如该物品丢失或损坏至无法修复，我们应支付该物品的全部保障金额。但是，如列明物品在损失发生前紧接时点的市场价值超过该物品的列明保障金额，我们将支付其市场价值，最高不超过列明金额的 150%。对于任何一次损失，我们支付的最高金额为每类保单限额。\n- 2. 部分损失 如列明物品仅有部分丢失或损坏，我们应支付以下两者中较低者：\n\t- a. 将该物品恢复至损失发生前紧接状态所需的全部金额。如经修理和/或修复后，本保单所保障物品的实际价值低于其在损失发生前紧接时点的列明价值，我们将支付差额；或\n- 共 38 页\n- b. 该物品的列明保障金额。\n\n但是，如列明物品在损失发生前紧接时点的市场价值超过该物品的列明保障金额，或超过该物品修复后的市场价值，我们将支付其市场价值，最高不超过列明金额的 150%。对于任何一次损失，我们支付的最高金额为每类保单限额。\nB. 概括保障\n\n对于声明页所示具有概括保障的贵重物品的承保损失，我们应支付修理或更换该财产所需金额，以较低者为准，且不扣除折旧。如物品修复后的价值低于损失发生前紧接时点的市场价值，我们应支付差额。对于任何一件物品的损失，我们支付的金额不得超过声明页所示每件物品的概括限额；如无每件物品限额，我们支付的金额不得超过该类别的概括保障金额。\n\nC. 成对物品或成套物品\n\n对于成对物品或成套物品的承保损失，您可以选择：\n\n- 1. 修理或更换任何部分，以将该对或该套物品恢复至损失发生前紧接时点的状态；\n- 2. 获得以下两者中较低者的赔付：\n\t- a. 该对或该套物品在损失发生前后市场价值的差额；或\n\t- b. 保障金额与该对或该套物品在损失发生后市场价值之间的差额。\n- 3. 将该对或该套物品中未受损的物品交还给我们，在此情况下，您将获得以下两者中较低者的赔付：\n\t- a. 该对或该套物品的概括保障金额；或\n\t- b. 该对或该套物品在损失发生前紧接时点的市场价值。\n\n在任何情况下，赔付金额不得超过：\n\n- 1. 该对或该套物品列明保障金额的 150%。\n- 2. 声明页所示任何一件物品损失的概括限额。\n第 IV 节——除外责任\n\n下列除外责任适用于贵重物品保障的索赔：\n\nA. 邮票和硬币\n\n我们不承保因褪色、折痕、搬弄、凹陷、划痕、撕裂、变薄、颜色转移、干燥、潮湿或极端温度波动造成的任何邮票和硬币损失。\nB. 收藏品\n\n我们不承保收藏品在作为收藏品以外的用途使用期间造成的任何损失。\nC. 修理和修复\n\n除非经批单批准，我们不承保因修理、修复或修饰造成或导致的美术品、邮票、硬币、乐器、照相机或收藏品的任何损失或损坏。\nD. 磨损\n\n我们不承保因下列原因造成的任何损失：\n\n- 1. 磨损、逐渐恶化；\n- 2. 固有缺陷和潜在缺陷；\n- 3. 烟雾、锈蚀或其他腐蚀；\n- 4. 霉菌、湿腐或干腐；或\n- 5. 鸟类、有害动物、啮齿动物或昆虫。\nE. 故障\n\n我们不承保因电气或机械故障造成的任何损失，但因气候控制系统故障导致的极端温度或温度变化而造成的任何葡萄酒损失除外。\nF. 故意行为\n\n故意行为是指理性人能够预见其后果的行为。我们不承保因下列故意行为造成的任何损失：\n\n- 1. 由您或家庭成员实施或依其指示实施；且\n- 2. 具有造成损失的意图。\nG. 不诚实行为\n\n我们不承保因您或任何家庭成员实施或依其指示实施的任何不诚实或犯罪行为造成的任何损失。\nH. 战争\n\n我们不承保因下列原因造成的任何损失：\n\n1. 未宣告的战争、内战、暴动、叛乱或革命；\n2. 军事力量或军事人员实施的战争行为；或\n3. 为军事目的而毁坏或扣押财产。\n\n核武器的发射，即使属意外，也将被视为战争行为。\n\nI. 核反应\n\n我们不承保因核反应、辐射或放射性污染所致的任何损失，无论其是否受到控制或因何种原因造成，亦不承保因上述任何危险所产生的任何后果。\n\nJ. 化学危险\n\n我们不承保因任何化学、生物、生物化学或电磁污染所致的任何损失，无论其是否受到控制或因何种原因造成。\n\nK. 邮寄运输\n\n除非我们事先同意，否则我们不承保在通过邮件运输期间发生的任何损失，包括普通一级邮件。本项除外责任不适用于价值低于 $10,000 的运输物品。\n\nL. 没收\n\n我们不承保因任何政府、公共机构或地方当局实施或依其命令实施的没收、国有化、征用、毁坏财产或损坏财产所致或由此产生的损失或损害。\n\nM. 侵占\n\n我们不承保因您或家庭成员从您或家庭成员处拿走或以其他方式侵占贵重物品而造成的任何损失。\n\n第五节——一般条件\n\n以下条件总体上适用于您的保单。\n\nA. 保单期间\n\n您的保单生效日期载于声明页。该等日期自所示邮寄地址所在地标准时间上午 12:01 起算。\n\n本保单的所有保障仅适用于本保单有效期间发生的事件。\n\nB. 续保\n\n我们可按照续保日有效的保单条款，以当时的保费或修订后的保费，提议在续保期间继续承保。我们可通过向声明页所示地址邮寄保费账单，以及保单条款或保障金额的任何变更，作出该等提议。\n\n您可于每个续保期间开始日或之前支付所需保费，以接受我们的提议。\n\nC. 权利转让\n\n如我们根据本保单作出赔付，我们将在已赔付该损失的范围内，取得您或家庭成员就该损失享有的任何追偿权。\n\n在我们根据本保单作出任何赔付的范围内，您的所有追偿权将成为我们的权利。您或家庭成员将采取一切必要措施以保障该等权利；并且在损失发生后，不得实施任何损害该等权利的行为。\n\nD. 隐瞒或欺诈\n\n如您或家庭成员在损失发生前或发生后，故意隐瞒或歪曲任何重要事实、从事欺诈行为，或就本保单作出虚假陈述，则本保单整体无效。\n\nE. 保单变更\n\n本保单仅可通过由我们出具的书面修正案予以变更。\n\nF. 破产或无力偿债\n\n无论您、您的遗产、声明页所列的任何其他人或其遗产是否破产或无力偿债，我们均将履行本保单项下的全部义务。\n\nG. 死亡情形\n\n如您死亡，在法定代表人获任命并具备资格之前，我们承保您的法定代表人或对您的财产拥有适当临时保管权的任何人，但仅就死亡时本保单承保的您的贵重物品而言。\n\nH. 扩大保障\n\n我们可在不增加保费的情况下扩大或扩展本保单提供的保险保障。如我们在保单期间内或其开始前六十（60）日内作出该等扩大或扩展，则扩大或扩展后的保险将自动适用于您的保单。\n\nI. 符合州法\n\n如本保单的任何条款与您居住州的法律相冲突，本保单将予以修正以符合该等法律。\n\nJ. 转让\n\n除非我们书面同意该项转让，否则您不得将您在本保单项下的权益转让给任何其他人。\n\nK. 其他保险\n\n当其他财产保险适用于承保损失时，我们仅赔付相当于我们的保障金额占承保该损失的保险总金额比例的损失部分。\n\nL. 包装/拆包\n\n在您能力所及范围内，您将确保由具备胜任能力的包装人员和搬运人员对受保财产进行包装和拆包。\n\nM. 损失发生后的您的义务\n\n如您遭受承保损失，您必须履行以下义务：\n\n1. 通知 您必须立即将您的损失通知我们或您的代理人。如发生盗窃或事故，您还必须在损失发生后 90 日内通知警方或类似的主管机构。\n\n2. 保护财产 您必须保护财产免受进一步损害；进行保护该财产所必需的任何修理；并准确记录您的费用。我们将支付为保护该财产免受进一步损害而产生的合理费用。这不会增加适用的保障金额。\n\n3. 编制清单——如属一揽子保障，您必须编制受损个人财产的清单。清单应完整描述该财产，并详细列明本保单项下的保险金额及实际损失金额。您必须附上账单、收据及其他文件，以支持您的清单。\n\n4. 出示财产 您必须在我们要求时向我们出示受损财产。\n\n5. 宣誓审查 我们有权在合理需要的次数内，对您及您的家庭成员进行宣誓审查。我们还可要求您向我们提交经签署的损失相关情形及您对该损失所享权益的说明，并提交我们要求的所有记录和文件，并允许我们制作副本。\n\nN. 可保利益\n\n如您或家庭成员在损失发生时对财产不具有可保利益，我们不会赔付该财产的任何损失。\n\nO. 弃置财产\n\n除非我们同意接受，否则您不得将任何财产弃置给我们或第三方。\n\nP. 承运人和受托保管人\n\n我们不会根据本保单向任何受损财产的承运人或其他受托保管人作出使其受益的任何赔付。\n\nQ. 对我们提起法律诉讼\n\n您同意，除非您已首先遵守本保单的所有条件，否则不对我们提起法律诉讼。您还同意，在损失发生后一年内，但不得早于损失证明提交后及损失金额确定后三十（30）日，对我们提起任何诉讼。\n\nR. 存放于金库的珠宝\n\n声明页中描述为“存放于金库”的列明珠宝必须保存在银行金库中。除非我们事先收到移出通知，否则该等物品在金库外期间不受保障。\n\nS. 评估\n\n如您与我们未能就损失金额达成一致，任何一方均可书面要求双方各自选定一名独立评估师。在此情形下，双方必须于二十（20）日内相互通知其选定结果。独立评估师将在十五（15）日内选定一名仲裁员。如未能在该期限内就仲裁员达成一致，任何一方均可请求由法官选定仲裁员。独立评估师随后将对损失进行评估，并将任何分歧提交仲裁员。经两名评估师或一名评估师与仲裁员共同同意的书面决定具有约束力。每名评估师的费用由选定该评估师的一方支付。您与我们将平均分担仲裁员的费用。\n\nT. 检查和勘验\n\n我们有权但无义务：\n\n1. 随时进行检查和勘验；\n2. 向您提供关于我们发现状况的报告；以及\n3. 建议变更。\n\nU. 审查您的账簿和记录\n\n我们可在保单期间内以及其后最长三年内，随时审查和审计与本保单有关的您的账簿和记录。\n\nV. 残余物\n\n当我们就全损作出赔付时，我们可保留全部或部分受损财产。\n\nW. 追回财产\n\n如我们对财产的承保损失作出赔付且该财产被追回，我们同意给予您将其购回的机会。\n\nX. 取消\n\n1. 您取消保单\n\n您可随时通过书面通知我们取消本保单或其任何部分，并注明取消生效的未来日期。\n\n2. 我们取消保单\n\n我们可在符合下列条件的情况下取消本保单：\n\na. 未支付保费\n\n如您未于到期日支付保费，无论保费是应支付给我们、我们的代理人，还是根据任何融资或信贷计划支付，我们均可提前十（10）日通知取消本保单。\n\nb. 虚假陈述\n\n如保障系通过虚假陈述、欺诈性陈述、遗漏或隐瞒与接受风险或我们承担的危险有关的事实而取得，我们可提前三十（30）日通知取消本保单。\n\nc. 危险增加\n\n如发生导致承保危险增加的承保财产重大增加、变更的事件或情形，我们可提前三十（30）日通知取消本保单。\n\nd. 被判犯罪\n\n如您已因导致承保危险增加的行为而被判犯罪，我们可提前三十（30）日通知取消本保单。\n\nY. 不续保\n\n如我们决定不续保本保单，我们将在声明页所载保单期间届满前不少于三十（30）日，向我们所知的您的最后地址邮寄书面不续保通知。\n\n无论如何，如您未能在到期时履行与支付本保单续保保费有关的任何义务，或如您已通知我们或我们的代理人您不希望续保本保单，则本保单将在声明页所载保单期间届满时终止。上述通知的邮寄证明即为通知的充分证明。\n\nZ. 退费\n\n如由您或我们取消保单，我们将在取消生效日或其后尽快退还任何未赚取保费。未赚取保费将按保单未届满期间按比例计算。\n\n兹证明，我们已促使本保单签署并证明；如州法律要求，本保单除非经我们的授权代表副署，否则无效。\n\nAIG Property Casualty Company（AIG财产意外险公司）\n\n秘书\n\n本批单变更保单。请仔细阅读。\n\n经济制裁批单\n\n下列内容加入其所附保单：\n\n如提供该等保障、支付该等索赔或提供该等利益将使保险人、其母公司或其最终控股实体受到联合国决议，或欧洲联盟、英国或美利坚合众国的贸易或经济制裁、法律或法规项下的任何制裁、禁止或限制，则保险人不应被视为提供保障，亦不应就此承担支付任何索赔或提供任何利益的责任。\n\n第 mi 页，共 38 页\n\n修正批单·New York（纽约州）\n\n就本批单提供的保障而言，除非本批单变更，否则保单的所有条款和条件均适用。\n\n第三节·损失赔付，经修正加入下列内容：\n\n损失赔付\n\n我们将与您共同理算所有损失。在我们接受您的损失证明后六十（60）日内支付损失赔款。\n\n第四节——除外责任中的“磨损”被删除并替换为下列内容：\n\n磨损\n\n我们不承保因下列原因造成的任何损失：\n\n1. 磨损、逐渐恶化；\n2. 固有缺陷及潜在缺陷；\n3. 烟雾、锈蚀或其他腐蚀；\n4. 霉菌、湿腐或干腐；或\n5. 鸟类、有害动物、啮齿动物或昆虫。\n\n但是，除非适用其他除外责任，我们赔付由此继发的承保损失。\n\n第四节·除外责任中的“核反应”被删除并替换为下列内容：\n\n核反应\n\n对于因核反应、辐射或放射性污染所致的任何损失，无论该等情况是否受控、如何造成，或因该等危险导致的任何后果，我们均不承保。但是，我们赔付由此继发的承保火灾损失。\n\n第五节——一般条件，“隐瞒或欺诈”删除并以下列内容替代：\n隐瞒或欺诈\n\n如在损失发生前或发生后，您存在下列情形，我们不向您提供保障：\n\n1. 故意隐瞒或虚假陈述任何重大事实或情形；或\n\n2. 从事欺诈行为；\n\n与本保险有关。\n\n本除外条款不得用于拒绝赔付无过错共同被保险人本应获得承保的损失。\n\n第五节——一般条件，“损失发生后的义务”，第1项“通知”删除并以下列内容替代：\n\n1. 通知——您必须在合理可行的情况下尽快将您的损失通知我们或您的代理人。如发生盗窃或事故，您还必须在合理可行的情况下尽快通知警方或类似主管机关。\n\n第五节——一般条件，“对我们提起法律诉讼”删除并以下列内容替代：\n对我们提起法律诉讼\n\n除非已遵守保单条款，且诉讼在损失发生之日起两（2）年内提起，否则不得提起任何诉讼。\n\n第五节——一般条件，“取消”删除并以下列内容替代：\n取消\n\n1. 您取消保单\n\n您可随时通过书面通知我们取消本保单或其中任何部分，并说明取消生效的未来日期。\n\n2. 我们取消保单\n\n我们仅可基于本条件所述理由取消整份保单。取消通知将邮寄至声明页所示的您的地址。邮寄证明即为通知的充分证明。\n\na. 如您未支付保费，我们可随时向您邮寄至少提前15日的取消通知，以取消整份保单。\n\nb. 如本保单生效未满60日，且并非由我们续保，我们可基于任何理由，在取消生效日期至少提前30日通知您，以取消整份保单。\n\nc. 如本保单已生效60日或以上，或如该保单由我们续保，则在任何时候，我们仅可基于下列一项或多项理由，在拟议取消日期至少提前30日通知您，以取消整份保单：\n\n(i) 因增加所承保危险的行为而被判定犯罪；\n\n(ii) 发现投保时或提出本保单项下索赔时存在欺诈或重大虚假陈述；\n\n(iii) 发现增加所承保危险的故意或鲁莽作为或不作为；\n\n(iv) 保单签发后或保单上一次年度届满日后，被保险财产发生物理变化，致使该财产依照保单签发或上一次自愿续保时有效的、我们客观且统一适用的承保标准而变得不可承保；或\n\n(v) 保险监督专员认定继续维持该保单将违反或将使我们违反《纽约保险法》。\n\n如存在本第c款所列理由之一，我们可取消整份保单。\n\nd. 如我们有权取消保单，则我们可不取消本保单，而修改责任限额或减少法律未要求的保障。如我们采取该等措施，我们将在该等变更日期至少提前20日通过邮寄方式通知您。\n\n我们将该书面通知送达至声明页所示的您的邮寄地址或转递地址，等同于邮寄。\n\n第五节——一般条件，“不续保”删除并以下列内容替代：\n不续保\n\n除《纽约州（State of New York）》法律允许的情形外，我们不会拒绝续保或对本保单续保附加条件。该等条件可包括但不限于修改责任限额或减少法律未要求的保障。如我们采取该等措施，我们应于本保单届满日期至少四十五（45）日、但不超过（60）日前，将书面不续保通知邮寄至我们所知的您最后地址。邮寄证明即为通知的充分证明。\n\n无论如何，如您未在到期时履行与支付本保单续保保费有关的任何义务，或您已通知我们或我们的代理人您不希望续保本保单，则本保单将在声明页所载保单期间结束时取消。我们将该书面通知送达至声明页所示的您的邮寄地址或转递地址，等同于邮寄。\n\n经 Insurance Services Office, Inc.（保险服务办公室公司）许可，包含其享有版权的材料。\n\n您作为保单持有人的权利，以及就本保单项下损失向您、任何被保险人、附加被保险人、损失收款人、抵押权人或索赔人支付的款项，可能受到 OFFICE OF FOREIGN ASSETS CONTROL（外国资产控制办公室，“OFAC”）实施和执行美国经济禁运及贸易制裁的影响。\n\n美国对国家、团体及个人实施经济制裁，例如恐怖分子和毒品贩运者。该等制裁禁止美国人同受制裁方进行交易。本通知旨在告知您，我们不得通过与受制裁国家或人员往来而违反美国制裁规定。\nOFAC 是什么？\n\nOFAC 是 Department of the Treasury（财政部）的一个办公室，并依据总统在战时和国家紧急状态下的权力以及特定立法授予的权限，对交易实施控制，并冻结受美国管辖的外国资产。OFAC 主要针对下列对象管理和执行经济禁运及贸易制裁：\n\n目标外国及其代理人\n\n资助恐怖主义的机构和组织\n\n国际毒品贩运者\n\n大规模杀伤性武器扩散者\n禁止活动\n\nOFAC 对指定国家实施某些禁运和制裁。任何美国企业或个人不得进行涉及指定“受制裁”国家的交易。\n\nOFAC 在其网站公布一份称为“特别指定国民和被封锁人员”（“SDNBP”）名单的名单。任何美国企业或个人不得进行涉及 SDNBP 名单所列任何个人或实体的交易。\n\n有关 OFAC 制裁计划和国家的更多信息，可参见：htt /sanctions/Programs/Pages/Programs. aspx\nOFAC 对我们施加的义务\n\n如我们认定您或任何被保险人、附加被保险人、损失收款人、抵押权人或索赔人在 SDNBP 名单上，或如法规所述与受制裁国家有关联，我们必须封锁或“冻结”财产以及任何资金转移或交易的付款。\n我们可能采取的行动\n\n1. 如提供保障将违反联合国决议或欧洲联盟（European Union）或美利坚合众国（United States of America）的任何适用制裁、禁令或限制，我们不应被视为提供保障。除非经 OFAC 批准，您不会获得退还保费。所有资金将存入在美国金融机构账簿上设立的计息冻结账户。\n\n2. 如该等保障、该等索赔的支付或该等利益的提供将违反美利坚合众国的任何贸易或经济制裁、法律或法规，我们将不支付索赔或提供任何利益；如为个人、实体或公司进行辩护或提供您保单项下的任何其他利益将违反美利坚合众国的任何贸易或经济制裁、法律或法规，我们亦不会为其进行辩护或提供该等利益。\n您作为保单持有人的权利\n\n如我们因与 OFFICE OF FOREIGN ASSETS CONTROL 有关而封锁或冻结资金，您可填写“冻结资金释放申请”（“APPLICATION FOR THE RELEASE OF BLOCKED FUNDS”），并申请特定许可，以请求释放该等资金。表格可在 OFAC 网站下载。参见 htt ustreas .gov /offices/eotffc/ofac/legal /forms/I icense. pdf\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 36 of 38\n\n~\n\n6672-03-00-G001157-0018-0033064 6072-03-00-0001157-0018-0033064\n附加记名被保险人/损失收款人\n\n您保单项下的保障扩展至下列附加记名被保险人：\n\n附加记名被保险人/损失收款人的姓名及地址\n\nOffice of the United States Trustee（美国受托人办公室） Giaimo Federal Building（贾亚莫联邦大楼）, 150 Court Street, Room 302 New Haven, CT, 06510\n\n特定利益（请列明全部项目或指定项目）\n\n本保单的所有其他条款和条件保持不变。\n\n本批单构成其所附保单的一部分，除非本文另有说明，自保单起保日生效。\n\n（以下信息仅在本批单于保单编制后签发时才需要）\n\n批单生效日期：03/16/2023\n\n记名被保险人：Genever Holdings LLC（Genever 控股有限责任公司） 保单号码：PCG 0013893743\n\n经授权的公司代表\n\nCase 22-50073 Doc 1787-13 Filed 05/12/23 Entered 05/12/23 16:37:59 Page 38 of 38\n\n6072-03-00-0001 6072-03-00-0001157-0019-0033065 157-0019-0033065","key_entities":["Je","Despins","Paul Hastings"],"ecf_references":[],"word_count":7580,"status":"published","published_at":"2023-05-12 00:00:00","created_at":"2023-05-12","updated_at":"2026-08-23 20:33:32"}