{"id":"court_sdny_678_2","court":"SDNY","case_no":"23-cr-00118","doc_number":678,"sub_number":2,"doc_type":"UNKNOWN","filed_date":null,"title":"![](_page_0_Picture_1.jpeg) October 6, 2021 to November 3, 2021","summary_zh":"银行对账单摘录（本案卷宗第678号文件所附证据材料之一）—— 美国诉 Ho Wan Kwok（郭文贵 / Guo Wengui / Miles Guo）案，SDNY 1:23-cr-00118 ECF #678。系一份美国银行账户2021年10月6日至11月3日的对账单，记录两笔转往 Metropolitan Commercial Bank 的电汇转出。","summary_en":"Bank statement excerpt filed as one of the supporting exhibit materials under docket entry 678 — United States v. Ho Wan Kwok (Miles Guo / Guo Wengui), SDNY 1:23-cr-00118, ECF #678. A Bank of America account statement covering October 6 to November 3, 2021, recording two outgoing wire transfers to Metropolitan Commercial Bank.","body_en":"![](_page_0_Picture_1.jpeg)\n\nOctober 6, 2021 to November 3, 2021\n\n#### Important change regarding ATM withdrawals that overdraw your account.\n\nStarting February 16, 2022, customers will no longer be given the opportunity to agree to our overdraft practices to make an ATM withdrawal that overdraws their account. Going forward, if an ATM withdrawal amount is more than the available balance, we will decline the transaction.\n\n#### We are here to help\n\nIf you have questions or you would like to discuss this change to our overdraft practices, please call the number on your statement or schedule an appointment at bankofamerica.com/appointments.\n\nThe United States Postal Service (USPS) began changing first class mail delivery timeframes in October. This change may result in mailed statements, new or replacement cards and payments you mail taking longer to arrive. For fast and easy access to your account information and to schedule payments 24/7 for your Bank of America credit card and loan accounts, use our Mobile Banking app and Online Banking digital solutions.\n\nMobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply,\n\n### Deposits and other additions\n\n| Date     | Description | Amount |\n|----------|-------------|--------|\n| 11/03/21 |             |        |\n\n### Withdrawals and other subtractions\n\n| Date     | Description                                                                                                                                                                                                   | Amount     |\n|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------|\n| 10/12/21 | WIRE TYPE:WIRE OUT DATE:211012 TIME:1012 ET TRN:2021101200575176 SERVICE<br>REF:012115 BNF:METROPOLITAN COMMERCIAL BA ID:7801000254 BNF BK:METROPOLITAN<br>COMMERCIAL ID:026013356 PMT DET:358876928 CNBTOC5Z | -30,000.00 |\n| 10/21/21 | WIRE TYPE:WIRE OUT DATE:211021 TIME:0433 ET TRN:2021102100089153 SERVICE<br>REF:003675 BNF:METROPOLITAN COMMERCIAL BA ID:7801000254 BNF BK:METROPOLITAN<br>COMMERCIAL ID:026013356 PMT DET:359991672 CNBTOC5Z | -50,020.00 |\n| 11/02/21 |                                                                                                                                                                                                               |            |\n\n# BANK OF AMERICA PRESENTS Masterpiece Moment\n\n## Be inspired by art!\n\nBank of America's Masterpiece Moment is a new video series that explores great works of art in museums across the United States. A new episode will be available every other Monday night.\n\nVisit bankofamerica.com/MasterpieceMoment to watch the latest episodes, and sign up for alerts so you never miss a moment!\n\nSSM-01-21-3113.B | 3414765","body_zh":"October 6, 2021 至 November 3, 2021\n\n关于导致账户透支的 ATM 取款的重要变更。\n\n自 2022年2月16日 起，客户将不再被允许同意我们的透支惯例以进行导致账户透支的 ATM 取款。今后，如果 ATM 取款金额超过可用余额，我们将拒绝该笔交易。\n\n我们随时为您提供帮助\n\n如果您有任何疑问，或希望就我们透支惯例的这一变更进行沟通，请拨打您对账单上的电话号码，或在 bankofamerica.com/appointments 预约。\n\nUnited States Postal Service（美国邮政署，简称 USPS）自 10 月起开始变更一类邮件的投递时限。此项变更可能导致邮寄的对账单、新卡或补发卡片以及您邮寄的付款需要更长时间才能送达。如需快速便捷地访问您的账户信息，并为您的 Bank of America（美国银行）信用卡和贷款账户提供 7x24 全天候排程还款，请使用我们的手机银行（Mobile Banking）应用程序和网上银行（Online Banking）数字化解决方案。\n\n使用手机银行需要您下载手机银行应用程序，且仅适用于指定的移动设备。可能产生短信及流量费用。\n\n存款及其他进账\n\n日期 描述 金额\n11/03/21\n\n取款及其他扣减\n\n日期 描述 金额\n10/12/21 电汇类型:汇出电汇 日期:211012 时间:1012 ET 交易号:2021101200575176 业务参考号:012115 受益人:METROPOLITAN COMMERCIAL BA 编号:7801000254 受益银行:METROPOLITAN COMMERCIAL 编号:026013356 付款明细:358876928 CNBTOC5Z -30,000.00\n10/21/21 电汇类型:汇出电汇 日期:211021 时间:0433 ET 交易号:2021102100089153 业务参考号:003675 受益人:METROPOLITAN COMMERCIAL BA 编号:7801000254 受益银行:METROPOLITAN COMMERCIAL 编号:026013356 付款明细:359991672 CNBTOC5Z -50,020.00\n11/02/21\n\nBANK OF AMERICA 呈现 Masterpiece Moment\n\n从艺术中汲取灵感！\n\n美国银行的 Masterpiece Moment 是一个全新的系列短片，探索全美各地博物馆中的伟大艺术作品。每隔一周的周一晚间将上线一集新内容。\n\n访问 bankofamerica.com/MasterpieceMoment 观看最新剧集，并注册提醒以不错过任何精彩时刻！\n\nSSM-01-21-3113.B | 3414765","key_entities":[],"ecf_references":[],"word_count":339,"status":"published","published_at":null,"created_at":null,"updated_at":"2026-08-23 07:21:24"}