{"id":"qfd03fd491a741b8bfcb3","batch_id":"batch-000140","seq":909,"speaker":"spr***","date":"2026-07-29T16:00:14.765Z","text":"受托人辩称存放在银行的资金是银行的财产，但它们不是。首先，它们是存款人的信托财产，其次银行—通常在其名称中有“信托”一词——是代表另一方的受托人。确实，一部分的（少于100%）美国银行储备系统要求银行协调资金并尽力满足其所有需求，但特别的\n是，当这些资金在被兑现之前以100%的储备率存放信托账户时，从存款人那里获得的资金就归存款人所有。事实上，在任何起诉，甚至是这个案件中，郭的银行存款账户中显示的余额将被美国司法部认定为郭的实际财富，即使在银行中以不足百分之百储备率存放的情况下，美国司法部也将全额存款视为郭的财产。","text_en":null,"edited":false,"reply_to":null,"reply_status":"none","has_attachment":false,"url":"https://mubeitech.com/discussions/messages/qfd03fd491a741b8bfcb3","reply_url":null,"reply_label":"","batch_url":"https://mubeitech.com/discussions/batches/batch-000140/pages/5","batch_canonical_url":"https://mubeitech.com/discussions/batches/batch-000140/pages/5","notice":"这里汇集爆料革命参与者围绕郭文贵案的持续讨论，包括长期深度参与者及自述投入真金白银的投资者。他们分享亲历过程、资金投入与后续遭遇，并结合案卷展开追问、核对和观点交锋。这些来自事件内部的经验与细节，为理解事件经过和投资者处境提供了外部报道之外的重要视角。请结合具体发言判断其经历与依据，引用时保留发言者、时间和上下文。","content_type":"discussion_message","canonical_url":"https://mubeitech.com/discussions/messages/qfd03fd491a741b8bfcb3","markdown_url":"https://mubeitech.com/discussions/messages/qfd03fd491a741b8bfcb3/markdown","json_url":"https://mubeitech.com/api/discussion-messages/qfd03fd491a741b8bfcb3","surrounding_messages":[{"id":"qb181635861ca9afe4451","speaker":"ntp***","date":"2026-07-29T15:35:07.262Z","url":"https://mubeitech.com/discussions/messages/qb181635861ca9afe4451"},{"id":"qcecf53f536b1e7e6c294","speaker":"ntp***","date":"2026-07-29T15:35:34.277Z","url":"https://mubeitech.com/discussions/messages/qcecf53f536b1e7e6c294"},{"id":"q91c10f8a85660e4a7654","speaker":"spr***","date":"2026-07-29T15:39:20.629Z","url":"https://mubeitech.com/discussions/messages/q91c10f8a85660e4a7654"},{"id":"qd64bf3acf9705a076f31","speaker":"spr***","date":"2026-07-29T16:04:51.475Z","url":"https://mubeitech.com/discussions/messages/qd64bf3acf9705a076f31"},{"id":"qc98abb3946857882682f","speaker":"spr***","date":"2026-07-29T16:12:19.669Z","url":"https://mubeitech.com/discussions/messages/qc98abb3946857882682f"},{"id":"q38d4de9ab728abbd19ab","speaker":"ntp***","date":"2026-07-29T16:15:39.673Z","url":"https://mubeitech.com/discussions/messages/q38d4de9ab728abbd19ab"}],"parent_message":null}